The RPT helps lenders finance the UK’s transition to net zero by providing verified, high-quality energy efficiency solutions, integrating tailored energy advice, installer matching, and retrofit verification to streamline compliance, reduce risk, and enhance customer trust.
The challenge
The UK has 19m homes with an Energy Performance Certificate (EPC) rated D or below. These homes must be improved to a minimum EPC rating of C (or above) to meet the UK Government’s climate change commitments. It is estimated that £300bn is required to achieve minimum efficiency standards. A significant proportion will need to be financed by banks, building societies and other financial institutions committed to helping the UK achieve its Net Zero targets by 2050. The delivery of large numbers of home improvement (or retrofit) installations must be accurately recorded, mapped and achieved without sacrificing quality.
How the RPT can help
Lenders play a crucial role in financing the UK’s transition to net zero. The RPT helps lenders confidently offer green finance products by ensuring that funding is directed toward high-quality, verified energy efficiency measures.
With RPT, you can:
- Enhance customer trust by integrating tailored energy advice and approved installer matching into your lending journey
- Verify retrofit measures using the TrustMark Verification and Assurance Service, ensuring improvements meet PAS 2035 and other industry standards
- Reduce financial risk by validating that loans, mortgages, or grants are used for eligible energy-saving upgrades
- Improve compliance with ESG and regulatory requirements
- Offer value added services like digital logbooks to enhance customer experience
Lenders can integrate RPT’s digital services to automate verification, improve risk assessment, and streamline the green finance application process. Using the TrustMark Property Checker API and dashboard, you can track installations, confirm compliance, and ensure funding is directed toward verified energy efficiency measures.
By embedding energy education, trusted installer networks, and retrofit verification into your lending process, you can increase customer confidence, conversion rates, and portfolio resilience in the evolving green finance market.
Getting started
To make the most of the RPT, we recommend the Full License Model, which includes Energy Saving Trust’s Software as a Service product Home Energy Check (HEC) as a base and allows you to seamlessly build in additional RPT components as needed.
The Full License Model offers:
- Light-touch integration – Quickly integrate retrofit solutions with minimal technical effort.
- Flexible branding and design – Maintain full control over customer experience and interface.
- Easy setup and scalability – Start with the HEC and expand by adding TrustMark Verification and Assurance, installer matching, and digital logbooks as required.
By choosing the Full License Model, lenders can effortlessly embed tailored energy advice, trusted installer networks, and automated quality assurance into their services—ensuring a smooth, compliant, and customer-friendly green finance journey.
Get in touch to explore how RPT can be customised to support your green finance requirements.